We believe that if people are properly educated about how health costs will impact them in retirement, they will adjust how they are saving today in order to make tomorrow easier..
A typical conversation we hear is that someone has worked hard to plan for retirement. They have followed the guidelines of a trusted financial professional and executed on a plan to ensure their future. What they do not realize is there is a missing piece. One that will derail even the best laid plans.
Listen to your clients and you will hear that all they want is to be financially safe in retirement. Based on a survey by Merrill Lynch, 63% of all people surveyed are worried about not being able to afford health care and long term care expenses. Are you the one to help and show them how to ensure their future?
Social Security planning is a major focus for financial advisors and their clients — and with good cause. If you look at the data and statistics from Social Security, the
Monday, 7 Dec 2015 | 9:00 AM ET Do you think you will never be a resident in a nursing home? You're probably right — but just not for the reasons