You may be better off smoking than investing into a traditional 401(k)
It’s not up for debate, smoking is bad for you. It leads to cancer, harms every single organ in the body and has become somewhat expensive as well, but when planning for retirement you may be, believe or not, better […]Read more
Medicare Board of Trustees Report: Planning for health costs in retirement is a must!
Recently, the Medicare Board of Trustees released its 2018 Annual Report. Unfortunately, the news within the report is nothing to jump for joy over. First, the bad news. The Medicare Board of Trustees is expecting that the hospital insurance trust […]Read more
Traditional 401(k) verse a Roth 401(k)…when you health is on the line a Roth wins every time
The choice of investing into a Traditional 401(k) or a Roth 401(k) has been a debate since the Roth was designed and consensus tells us that they way to go is with the Traditional 401(k) as that is how many […]Read more
Is Medicare for all the right solution?
- Bernie Sanders, Employee health insurance, IRMAA, Medicare, Part A, Part B, Part D, Sen John McCain
With Congress killing any chance for healthcare reform within the United States for now there seems to be a push for a single payer system to be the solution and within that solution there is a cry of Medicare for […]Read more
Births with in the United States per year
The biggest issue within the United States is demographics. Believe or not there just isn’t enough younger people. Here is a breakdown of Births with in the United States per year according to the National Vital Statistics Reports from the […]Read more
Medicare Part D plans
Prescription drug plans or Part D pf Medicare was designed to offer prescription drug coverage to everyone enrolled in Medicare Created in 2006 with the passing of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA) There are 2 ways […]Read more
Medicare Advantage Plans. what they are and the pros and cons of them
Medicare Advantage Plans are an alternative health insurance plan to Original Medicare often referred to as MA Plans. They are distributed by Medicare approved Private Insurance Companies and are regulated by the the Centers of Medicare Services (CMS). What they […]Read more
Why fiscal Republicans should only vote Democrat
If you are a Republican, and consider yourself to have strong core Republican values, there is only one course of action this election season: borrow your local university president’s Prius, drive it slowly and considerately (carpooling with fellow Repubs, if possible) to the decrepit high school gym and/or fallout shelter, and vote nothing but Democrat.Read more
Why was the Affordable Care Act created?
As the year known as 2014 comes to a close and the new year of 2015 creeps closer the subject of the Affordable Care Act (ACA) may start to overtake the conversation of Americans as the Individual Mandate may finally be enforced throughout the country.
The question, at times, that has been raised at many conferences and seminars I have spoken at has been “why was the Affordable Care Act even been created” especially as it would seem that it may not be all that affordable and that many people seem to be diametrically opposed to it.
The answer, believe or not, can actually be found in the law itself as it clearly states, with in HR 3590, on pages 124 through 134 of the “Individual Responsibility” section the reason why.Read more
Jester Financial and NAFA Release retirement whitepaper
In connection with National Annuity Awareness Month, Jester Financial Technologies and NAFA release the whitepaper “Do We Really Know What Retirement Means?”
“In 2014, the United States is facing a perfect storm of possible economic destruction of today’s Baby Boomer generation…and for good reason. Never has a time come in the history of the United States where the current older generation was heading to retirement and the preceding generation was smaller.”Read more