Jester Insights

Planning for your parents retirement…you should be!

Ever hear of Filial Support Law? The little unknown law on the books of 29 states that has the possibility to impact anyone who has a parent residing in them. Under this law each state can go after the families of people who have unpaid health costs which they accrued while being enrolled under Medicaid.

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What you don’t know about Obamacare will hurt you… The Cadillac Tax

Pages 729 through 736 lay the breathe taking groundwork of a new tax, the Cadillac Tax, that will impact not only you, but also your employer (this includes any of those defined as self employed too!). This new tax, the Cadillac Tax, which is detailed on page 729 of the Affordable Care Act is a […]

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Why Health Insurers are canceling health plans due to Obamacare

As the Affordable Care Act (ACA) settles in it has been come increasingly clear that not everybody will be able to keep their plan that they had before no matter what President Obama promised and the reasons, if one was to a little digging, is really simple. Due the ACA or Obabacare there have been […]

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Divorce Settlements and Medicare – by Robert Klein

One of the most overlooked concessions or negotiations in a divorce, depending on how you look at it, is what to do about healthcare.  Sure your attorney and your ex-spouse’s attorney may have negotiated a settlement where one of you has to provide the health insurance for other.  This is especially common when there are […]

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Obamacare will be great for the economy, but unfortunately it may not be for you

A few of the stated goals that have been mentioned about the Affordable Care Act are that it, the ACA,  will lead to an increase in job growth, will jump start the economy, will bring back manufacturing to the United States and yes it will, even, pay down the deficit. Believe it?

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Something your financial advisor won’t tell you: your Social Security benefit will be lower than you think.

The buzz in the financial industry is all about Social Security; there are seminars daily on the subject, software programs by the dozens that help people plan for it, and whole practices that are designing themselves around it to build a better retirement for you. However, what is the one little thing that every financial […]

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California driver’s license for illegal immigrants = health costs

According to a San Jose Mercury News report on October 3 “Gov. Jerry Brown Thursday signed legislation that restores the privilege of obtaining driver’s licenses by illegal immigrants” and the reason why Governor Brown passed this legislation, according to Mercury News, is because this “bill will make California’s roadways safer by requiring that newly licensed […]

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Medical Expense Deduction: “The lost opportunity in retirement”

I’m reminded of one of my favorite television shows when I think of the cost of health care in retirement.  Jeopardy began in 1964 and the idea has always been to answer a question in the form of a question.  So today’s question goes like this:  What is the amount of deductions that Americans failed […]

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While you are looking at Obamacare, something else just happened to your retirement

With everyone studying the Affordable Care Act trying to decipher what may happen to investors in the future, the real problem that is unfolding is what will happen to investors  in the future due to legislation that has already been implemented well before Obamacare was even thought of. There are 3 key pieces of legislation […]

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